Taxi Uber Lyft Car Accidents

New York City has taken action to hold Uber and ridesharing drivers to high standards and passed some of the toughest rideshare regulations in the country. Uber drivers in NYC must hold a special license issued by the New York Taxi and Limousine Commission, and carry insurance designed for cabbies and other commercial drivers.

Just like taxi drivers, the New York Taxi and Limousine Commission requires rideshare drivers transporting up to eight passengers to have a minimum of $200,000 in no-fault insurance, and liability policies that cover at least $100,000 per person and $300,000 per incident.

The commission passed these regulations after Uber — who provides insurance for drivers while they have a passenger in the car — refused to take responsibility for several fatal car accidents involving drivers en route to pick up a passenger.

Still, knowing which insurance policy is responsible for coverage when car accident occurs is a complicated matter. If you suffer minor injuries while driving your own car in an accident with an Uber vehicle, your no-fault insurer should cover your medical care and any missed wages.

Where you file a claim as an Uber passenger or if you suffer serious injuries, however, is best left to the discretion of Car Accident Lawyer who is familiar with both the insurance regulations and the specifics of your case.