Taxi Uber Lyft Car Accidents
New York Car Accident Lawyer representing injured victims of Taxi, Uber, Lyft accidents
If you suffered injuries in an car accident while riding in a Taxi, Cab or rideshare vehicle such as Uber or Lyft, Via, Gett, Juno, Curb, Arro, chances are, the driver’s policy will cover you; however, if your injuries are serious enough, you may also be able to file a claim against the other driver. It seems simple, but these cases can sometimes be more complex than they seem; enlisting the help of a New York Car Accident Lawyer can reduce stress while also increasing the amount of your compensation.
What are the insurance laws for taxi drivers in New York City?
New York law requires that cab drivers carry special commercial insurance policies with at least $200,000 in personal injury protection (PIP) coverage. They must also carry a minimum of $100,000 per person and $300,000 per accident in liability insurance.
When an accident occurs, injuries sustained by the cab driver and passengers fall under the coverage provided by the PIP policy. This policy pays out no matter who caused the auto accident. While cab drivers must carry at least a $200,000 minimum policy, multiple parties with even moderate injuries can quickly eclipse this amount.
If your injuries eclipse the limits of the driver’s PIP policy, you may be able to file a claim with the driver’s liability insurance policy.
If you suffer injuries in a car accident involving a cab driver while behind the wheel of your own vehicle, your own personal insurance protection policy should cover your medical expenses and up to 80 percent of your lost wages.
Under New York law, serious injuries result in:
- Significant disfigurement
- Permanent loss or limitation of a body organ or member
- An impairment that limits a victim from performing daily activities for a minimum of 90 days of the first 180 days following the auto accident
What insurance laws are in place for Uber and ridesharing drivers in New York?
New York City has taken action to hold Uber and ridesharing drivers to high standards and passed some of the toughest rideshare regulations in the country. Uber drivers in NYC must hold a special license issued by the New York Taxi and Limousine Commission, and carry insurance designed for cabbies and other commercial drivers.
Just like taxi drivers, the New York Taxi and Limousine Commission requires rideshare drivers transporting up to eight passengers to have a minimum of $200,000 in no-fault insurance, and liability policies that cover at least $100,000 per person and $300,000 per incident.
The commission passed these regulations after Uber — who provides insurance for drivers while they have a passenger in the car — refused to take responsibility for several fatal car accidents involving drivers en route to pick up a passenger.
Still, knowing which insurance policy is responsible for coverage when car accident occurs is a complicated matter. If you suffer minor injuries while driving your own car in an accident with an Uber vehicle, your no-fault insurer should cover your medical care and any missed wages.
Where you file a claim as an Uber passenger or if you suffer serious injuries, however, is best left to the discretion of Car Accident Lawyer who is familiar with both the insurance regulations and the specifics of your case.
How can our team of Car Accident Attorneys of The Rybak Firm, PLLC help?
Auto Accident Lawyers Brooklyn of The Rybak Firm, PLLC., understand the complexities of car accidents involving taxi cabs and rideshare drivers. While the New York Taxi and Limousine Commission’s regulations ensure you have coverage, knowing how and when to file a claim and how to obtain the full amount of compensation you need is often best left to a New York City Car Accident Lawyer.
Car Accident Lawyer Near Me
Our offices are located in Brooklyn, NY. Although our offices are in Brooklyn, NY we serve the enitre NYC Metro Area and represent clients in every borough of New York City. Our Car Accident Lawyers are able to travel to you if you are unable to meet at our offices due to an injury. We also provide free transportation to and from our offices.
Our office address is:
1810 Voorhies Ave
Brooklyn, NY 11235