What Happens if You Get Hit by an Uninsured Driver?

Car Accident Lawyer Brooklyn NY Representing Injured Victims Of Auto Accidents

Believe it or not, about one in eight drivers on the road are out there without any insurance. What happens if you get hit by one of them? Here are a few important factors to consider when it comes to car accidents with an uninsured driver.

Look at Your Own Insurance Policy

Some people have uninsured driver coverage included in their insurance policy. This allocates some coverage for situations where the insured is hit by someone with no insurance.

However, some car accidents can have catastrophic consequences that lead to serious injuries requiring expensive, long-term medical care. If this is the case, the uninsured driver coverage included in your policy may not be nearly enough to cover your damages. If this is the case, your only solution in New York is filing a civil personal injury suit to get the compensation to which you are legally entitled.

What About the “No-Fault” Rule?

You may have heard that New York is a “no-fault” auto insurance state. New York No-Fault Insurance Law apply when:

  • Your vehicle is registered in New York State;
  • Your policy covers the vehicle involved in the accident, and;
  • The accident occurs in New York.

If your case is eligible, your insurance company may pay out for your claims regardless of whether you were fully or partially at fault.

But this is a totally separate issue from your right to file a personal injury claim for damages that are not covered by insurance. Talk to a Personal Injury Lawyer who frequently handles Car Accident cases; he or she will have background knowledge about how your insurance relates to your personal injury claim.

Get Help with Your Options

Here’s a scenario: What if the driver tells you he or she is uninsured, but he or she just wants to avoid filing a claim against his or her own policy?

And yet another what-if: What happens if the driver really is uninsured but tells you he or she has no money and can’t pay?

The answer is that you can never be sure what is going on with the other driver. If you suspect the driver is being evasive or trying to get away without taking financial responsibility for the auto accident, an experienced Car Accident Lawyer can listen to your story and help you decide the best way to move forward. Don’t let someone talk you out of pursuing the recovery you are entitled to receive.

Call The Rybak Firm, PLLC Today to Speak with a Car Accident Lawyer Brooklyn NY

If you’ve been hit by a driver who says he or she has no insurance, contact an car accident attorney who understands the way both car insurance and personal injury cases work in New York. Contact the New York Car Accident Lawyer of The Rybak Firm, PLLC today to talk about your game plan. Call us at (718)307-5554 so we can learn about your accident with an uninsured motorist and help.

Car Accident Lawyer Near Me

Our offices are located in Brooklyn, NY.  Although our offices are in Brooklyn, NY we serve the whole NYC Metro Area and represent clients in every borough of New York City. Our Car Accident Lawyers are able to travel to you if you are unable to meet at our offices due to an injury. We also provide free transportation to and from our offices.

Our office address is:

1810 Voorhies Ave

Suite #7

Brooklyn, NY 11235

To Top