Uber Accident Law Firm Services in New York
Unlike traditional car crashes, Uber auto accident involves complexities that can leave the average person confused. Who is responsible when an Uber driver causes an accident? What role does Uber’s insurance policy play? And how do you make sense of the company’s detailed terms and conditions, which are often intended to minimize liability?
With decades of experience in the complex legal system of New York, the Rybak Firm, PLLC, understands the challenges that come with Uber car accident. Our team knows how to protect your rights, whether you are an injured passenger, pedestrian, or other driver.
Why Uber Car Accident Cases Are Unique
To start, Uber drivers are classified as independent contractors rather than employees. While this status allows Uber to avoid direct liability for many accidents, it complicates the process for those seeking compensation.
Instead of holding Uber directly responsible, claimants must manage a layered system of liability involving the driver’s personal insurance and Uber’s own corporate insurance policies. These policies vary depending on what the driver was doing at the time of the accident:
- If the driver was logged into the app but not carrying passengers, Uber provides limited coverage — up to $50,000 per person, $100,000 per accident, and $25,000 for property damage.
- If the driver was en route to pick up a passenger or actively transporting one, Uber’s $1 million liability policy applies, which also includes uninsured or underinsured motorist coverage.
New York’s regulatory environment governing ride sharing services includes strict oversight by the Taxi and Limousine Commission (TLC). For example, if an Uber auto accident occurs in a vehicle that does not meet TLC standards or does not have adequate coverage, determining liability can become even more difficult.
What to Do If You’re in an Uber Accident
Accidents happen, even to the most careful Uber drivers. If you work for Uber and get into an accident, here’s what to do in this situation:
- First of all, stop the car and check for injuries. If anyone is hurt, call 911 immediately.
- Open the app and report the accident. Uber needs to know what happened, and this step will also help you access their insurance coverage if necessary.
- Use your phone to take clear pictures of:
- Damage to all vehicles.
- The surrounding area and road conditions.
- Visible damage (if applicable).
- Exchange contact information with all parties involved in the accident, including witnesses, and record information such as the other driver’s license number and insurance information.
- File a police report.
By following these steps, you will protect yourself and ensure that everything is properly documented for future reference.
What Compensation Can You Claim?
If you’ve been in an Uber car accident, you might be entitled to several types of compensation to help cover your losses. Here’s what you can typically claim:
- Medical bills. This includes all costs for hospital visits, treatments, medications, and any future care you may need.
- Lost income. If you missed work because of your injuries or can’t return to your job, you can be compensated for lost wages.
- Property damage. If your car, phone, or other belongings were damaged in the accident, you can claim repair or replacement costs.
- Pain and suffering. Compensation for the physical pain and emotional stress caused by the accident.
- Uninsured driver coverage. If the at-fault driver doesn’t have enough insurance, Uber’s policy may cover the difference.
- Punitive damages. In rare cases, if the driver acted recklessly (like driving drunk), you might receive extra compensation as punishment for their behavior.
Every Uber auto accident is different, and the compensation you can claim depends on your specific case.